1) Quit Your Job. (virtually,not actually)Rather than leaving your job, start thinking of yourself as an independent contractor - and make sure you do what you like, get what you want) The work world has changed, employers complain about lack of employee loyalty, but will 'right size' you tomorrow
2) Pay Cash - Get rid of credit card thinking and credit card debt. This is not your father's credit card system anymore!
3) Don't Retire - The idea of putting yourself out to pasture at a given age is as dated as the concept of thinking you have to grow your inheritance to leave to your kids.
4) Die Broke. Spend your money wisely now, use legal ways you can take care of your parents and your kids while you are still alive.
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